Appleton Harley-Davidson Finance Department

Harley-Davidson Finance Deals at Appleton Harley-Davidson

A Harley-Davidson finance loan works much the same way as applying for a car loan through your local lender, but some lenders consider a motorcycle to be a riskier investment than a car. As a result, you may face stricter finance requirements for your new Harley-Davidson depending on where you apply for a loan.

What Are the Harley-Davidson Finance Requirements?

Although the requirements to secure a Harley-Davidson finance deal may depend on you and your situation, all lenders are really looking for one thing: assurance that you can pay back the loan in a timely manner. Generally, lenders will ask that you meet the following finance requirements:

• Good credit. There are no “official” Harley-Davidson finance requirements that denote a cutoff in terms of credit score, but it’s safe to assume that a score above 670 will open up more options for Neenah buyers.
• Low debt-to-income ratio. Your DTI tells a lender how much money you have left after paying monthly bills. Most loans require a DTI under 43% to qualify.
• Proof of income. When applying for financing, you may need to provide pay stubs or other proof that your income will cover the monthly payment for your bike.
• Proof of residence. You may need to provide a utility bill with your name and address in order to be approved for a Harley-Davidson finance deal, especially if you have recently moved.
• 18 or Over. In Wisconsin, you must be at least 18 to be approved for a loan or with a co-signer.
• Valid ID. This is to verify your identification. An expired ID cannot be accepted as valid identification.

Compare Harley-Davidson Finance Options

Before you apply, choose the Harley-Davidson finance option that will make it easiest to pay off your loan:

• Certified H-D dealers like Appleton Harley-Davidson offer in-house financing for new bikes, parts, Motorclothes (including jackets, boots, helmets), and accessories— plus deals that you might not get from other lenders!
• A personal loan from a local or online bank or credit union. We can assist with this!

Find An Affordable Harley-Davidson Finance Deal in Appleton

Questions about Harley-Davidson finance requirements or new bike specials? Our team is here to assist! Visit us in Appleton or contact our Harley-Davidson finance center directly to learn more today.