Appleton Harley-Davidson Finance Department

Harley-Davidson Finance Deals at Appleton Harley-Davidson

A Harley-Davidson finance loan works much the same way as applying for a car loan in Oshkosh, but some lenders consider a motorcycle to be a riskier investment than a car. As a result, you may face stricter Harley-Davidson finance requirements depending on where you apply for a loan.

What Are the Harley-Davidson Finance Requirements?

Although the requirements to secure a Harley-Davidson finance deal may depend on your lender, all lenders are really looking for one thing: assurance that you can pay back the loan in a timely manner. Generally, lenders will ask that you meet the following Harley-Davidson finance requirements:

• Good credit. There are no “official” Harley-Davidson finance requirements that denote a cutoff in terms of credit score, but it’s safe to assume that a score above 670 will open up more options for Neenah buyers.
• Low debt-to-income ratio. Your DTI tells a lender how much money you have left after paying monthly bills. Most loans require a DTI under 43% to qualify.
• Proof of income. When applying for financing, you will need to provide pay stubs or other proof that your income will cover the monthly payment for your bike.
• Proof of residence. You’ll also need to provide a utility bill with your name and address in order to be approved for a Harley-Davidson finance deal.
• 18 or Over. In most states, you must be at least 18 to be approved for a loan. (The minimum age is 19 in Alabama and Nebraska and 21 in Mississippi.)

Compare Harley-Davidson Finance Options

Before you apply, choose the Harley-Davidson finance option that will make it easiest to pay off your loan:

• Certified H-D dealers like Appleton Harley-Davidson offer in-house financing for new bikes, parts, and accessories—and deals that you might not get from other lenders!
• A personal loan from a Green Bay-area or online bank or credit union.
• Your bank may offer motorcycle loans, but the Harley-Davidson finance requirements will be strict compared to an online lender or finance broker.

Find An Affordable Harley-Davidson Finance Deal in Appleton

Questions about Harley-Davidson finance requirements, new bike specials, or H-D lease options? Our team is here to assist! Visit us in Appleton or contact our Harley-Davidson finance center directly to learn more today.