Harley-Davidson® Motorcycle Financing in Appleton, WI
Harley-Davidson® Motorcycle Finance Deals
Financing a Harley-Davidson® motorcycle works much like applying for a car loan through your local bank or credit union. However, because motorcycles are often seen as a higher-risk investment, securing a loan can sometimes be more challenging. That’s where we come in. Our experienced financing team understands these hurdles and is ready to help you navigate the process and get approved for a plan that fits your needs.
What Are the Harley-Davidson® Finance Requirements?
Requirements to secure a Harley-Davidson® motorcycle finance deal may depend on you and your unique situation, all lenders are looking for one thing: assurance that you can pay back the loan in a timely manner as defined within the finance plan. Generally, motorcycle lenders will ask that you meet the following finance requirements:
- Good credit. There are no "official" Harley-Davidson® finance requirements that denote a cutoff in terms of credit score, but it's safe to assume that a score above 670 will open up more options for Neenah buyers.
- Low debt-to-income ratio. Your DTI tells a lender how much money you have left after paying monthly bills. Most loans require a DTI under 43% to qualify.
- Proof of income. When applying for financing, you may need to provide pay stubs or other proof that your income will cover the monthly payment for your bike.
- Proof of residence. You may need to provide a utility bill with your name and address in order to be approved for a Harley-Davidson® finance deal, especially if you have recently moved.
- 18 or Over. In Wisconsin, you must be at least 18 to be approved for a loan or with a co-signer.
- Valid ID. This is to verify your identification. An expired ID cannot be accepted as valid identification.
Compare Harley-Davidson® Motorcycle Finance Options
Before applying, choose the Harley-Davidson® motorcycle finance option that will make it easiest to pay off your loan within your budget:
- Certified Harley-Davidson® dealers like Appleton Harley-Davidson® offer in-house financing for new bikes, parts, Motorclothes® (including jackets, boots, helmets), and accessories - plus deals that you might not get from other lenders! We can work to get your entire motorcycle purchase to qualify for financing, so don't hold back on the items that you need!
- Looking for a personal loan from a local or online bank or credit union to get your motorcycle? We can assist with this as well, reach out to our financing team!
Find An Affordable Harley-Davidson® Motorcycle Finance Deal
Our team of Harley-Davidson® financing experts is here to help! Whether you're exploring your options or ready to move forward, we’re available to guide you every step of the way. Stop by our location in Appleton, WI, or contact our finance center directly to learn more about the financing solutions available to you.
Apply For Motorcycle Financing Today!
At Appleton Harley-Davidson®, our team of experienced motorcycle finance professionals is dedicated to making your motorcycle purchase smooth and stress-free. We'll help you find the perfect bike with a financing plan that fits your budget. Get started today by using the online tools below to request a quote—our finance team will be in touch to discuss the best options available for you!